The current government, society, investors and businessmen will discuss the opening up of property sales to foreigners. Estimates, allowing foreigners to buy real estate and hemoglobin status or property rights, then our economy will contribute to rapid growth, the benefits ultimately help other Indonesian citizens.

The fundamental problem, not just to change the government required licenses or modify memeberikan agricultural legislation memeperbolehkan strangers who can buy property. But there are many other factors other than the problem may not bolehnya.

Currently, foreigners can own property in Indonesia’s position and the right to use. However, still very few foreigners who have actually purchased the property in Indonesia. Although the house or land or the status of hemoglobin black Bumilike can now become a stranger to buy the right to use.

Therefore, a more important question to be answered is how to make white people rush to buy property in Indonesia. To this end, we must see the attractiveness of Indonesia’s real estate market from their point of view. A few points must be observed and changes in property trading mechanism, in Indonesia, a project marketing, investment consultants, engineers. Tuoniaidi, MBA, MSc. Will share his experience on the property of other countries, namely:

1. The trust account system.

With this system, buyers will be from 10% down payment bought the property in the trust account to his bank neutral and protected by law. Selanjtnya buyers pay only the remaining 90% of the price of the property at the time construction is complete way of cash or bank credit.

If the developer can not create or break a promise, then the down payment from the buyer’s money has been returned to the Development Bank, even after interest rates during the construction period. If calculated by the mortgage payments during the construction of roads, is generally provided by the developers today, and then hire the money, the monthly increase flowering during construction also should be concerned about, so when the actual amount of remittance transfer unit received and the interest paid by the buyer’s price is definitely higher than the original property. But buyers are generally not careful this.

On the other side, the application of the system, allowing developers more accustomed to professional development, there is hope projeknya. Today, many developers who did not get up projeknya when the buyer has paid the installment buying. Although inflammation buyers the right to protest, but the buyers were accused of illegal acts malakukan charges of defamation. Very ironic!

How, then, the foreign buyers to purchase property in Indonesia, if domestic buyers are still treated as such. In addition, China remains a hot news corruption is everywhere, no doubt whites are afraid to put money on the property in Indonesia.

2. Or People’s Army, the availability of mortgages for foreign buyers.

Unlike Indonesia, many buyers purchased properties in hard currency, the majority of buyers in other countries use bank credit. Until now, almost no local or foreign banks in Indonesia who also write your own property mortgaged to strangers. Moreover, banks are usually not more than 60 years mengaharuskan customers, the longest period of only 15 years, but life insurance should be secured for his clients. Expensive or difficult to imagine how people in the 60 years of age or older to military / mortgage. In this case, we must cheat more than other countries, that we must have institutions to ensure that the People’s Army mortgage insurance / mortgage, if a customer default or death. But also should have authority to ensure that the title insurance, if the land use certificates in the bank, but apparently the real fake alias asphalt.

3. Tax is more transparent and more reasonable.

Today, who we are, it will be taxable income of 5% and 5% of procurement, sales, profit or loss. Moreover, 20% of taxable sales of luxury goods, if the degree of diats 15 0 平方米. These tax rules, many weaknesses, the final government revenue is not the best.

Some people worry about who is afraid of foreigners in some ways will have sufficient land and sovereignty returned to China. To this end, we can create boundaries, such as:

* What is the foreigners can only buy class.

* A number of units or floor area, can be sold to foreigners in each project in only 49% of the maximum, so the local people can still access to project.

* To protect the buyer in the economic level so that foreigners can purchase apartments are above a certain value, such as 20 billion U.S. dollars.